1. The rewards are complicated …
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest. Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Read about experiences others have had with this card and leave your own review here. Create your own review. Want to see how the other half lives? Here are the world's most exclusive credit cards — one even has diamonds on it!
We also share 3 you can apply for. The Citi ThankYou Preferred Card for College Students is made for limited credit and offers 2X points on dining and entertainment, plus other benefits. Ready to make a mortgage payment by credit card? Here's how to do so with minimal fees — plus the seven best credit cards to pay your mortgage with.
We promise never to sell, rent, or otherwise solicit your personal information, ever. Credit score ranges can be roughly equated to levels of credit, from Bad to Excellent: Our Rating See details.
Read Our Full Review. Manage My Card Want to pay a bill or check your balance? You can usually pay your bill online , on your credit card issuer's website. To manage your account online, go to your credit card issuer's website and sign in.
Request Credit Limit Increase. Speak to Customer Service Try a different phone number. If you're denied, you'll get a notice that tells you the reason or reasons why you were denied.
You may be able to find out your account status by calling the credit card issuer. Additional Cards Annual Fee -. Regular Purchase APR Intro Purchase APR -. Chip Technology Chip-and-Signature Chip-and-Signature - Requires a signature for most purchases, and the card is dipped into a reader rather than swiped.
Minimum Credit Limit -. Maximum Credit Limit -. Free Credit Score No. Returned Payment Fee -. Balance Transfer Fee -.
How balance transfers work. If you did not use your Account, or if your Account is closed, the dollar value of the Reward s allocated to the item s returned shall not be refunded or credited. Additional restrictions may also apply as stated on your Reward.
Employees of Gap Inc. General Terms for Using Rewards: Rewards are not transferable to anyone else and may only be used by you for your personal benefit. You cannot combine your benefits with the benefits accrued by any other Rewards Program participant. Points and Rewards have no cash value and are purely promotional. Rewards cannot be used retroactively for prior purchases.
Unless and until you complete the Program Terms and Conditions by presenting the Rewards at a Store Location, you do not have any right, title, or interest in your Points or the Rewards. We are not responsible for lost or stolen Rewards. Upgraded accounts that are current, open, in good standing and do not become delinquent receive additional benefits when you use your card, such as:. Select Accounts may be upgraded to a Gap Inc. Visa Signature Accounts will earn all the benefits listed above as a Silver, Luxe or Navyist Account , plus additional benefits that will be communicated to the cardholder such additional benefits may include bonus points earned for purchases, additional birthday bonuses and select benefits provided by Visa, U.
We reserve the right to remove any person from the Rewards Program in the event of any fraud or abuse as determined in our sole discretion in connection with this Program. We reserve the right to change or terminate the Rewards Program at any time and in any manner without notice.
The Rewards Program is provided by Gap Inc. Offer expires at The discount will appear during the checkout process. Coupon good for one-time use only. Limit one discount per customer per transaction. Cannot be used for adjustments on previous purchases. Cannot be combined with other offers or discounts, including Gap Inc. May not be redeemed for cash or cash equivalent. Returns and exchanges are subject to Banana Republic's return policy.
Account must remain open, in good standing, and not become delinquent in order to receive bonus points. Points are awarded within two billing cycles.
Not valid for cash or cash equivalent. No adjustments on previous purchases. Can be combined with up to 3 Reward Cards, but cannot be combined with other offers or discounts, including Gap Inc. Offer subject to change without notice. Upgrades to Luxe level will be processed within 90 to days after you qualify.
Once you receive your upgraded card, you will receive additional BananaCard Luxe cardmember benefits. This offer is good for shipping only to your order's first "ship to" address anywhere in the U.
If you choose another shipping option, additional charges will apply. Offer subject to change. Not valid on international shipments. Limit one coupon per customer per transaction. Coupon is good for one-time use only and must be surrendered at time of purchase.
Not valid on previous purchases. Not valid on leather and suede merchandise. Valid for all Luxe cardmembers including Gap Inc. Americans with Disabilities Act. Consent is not a condition of purchasing goods or services. The Company We Keep. If you are a mom-to-be, please tell us when you're due. Data rates may apply. Check with your service provider. You or the merchant can still swipe the card in the usual way using the magnetic strip. Do I need a PIN to use my card?
Your merchant may require a signature to approve the transaction, but not a PIN. Visa Signature cardholders are eligible to participate in the Gap Inc. Rewards Program is collectively referred to herein as the "Rewards Program". The Rewards Program provides you with the following benefits: Rewards Points are not earned for purchases made at Intermix stores, intermixonline. For every dollar in net purchases net purchases are merchandise purchased minus returns and adjustments charged to your Account at any Store Location, you will earn 5 Points.
You will earn 1 Point for every dollar in net purchases made at: Cash advances, interest charges and fees do not qualify for Points. Such deductions may result in a negative Points balance, in which case, any subsequent Points earned will be applied to reduce that negative balance.
Rewards will be issued by the same brand as the Account. There is no limit to the amount of Points you can earn for an Account. Points earned but not used towards the issuance of a Reward will expire 24 months after your last purchase if your Account has been inactive i. Rewards will expire as of the expiration date set forth in the issued Reward. Reward s will generally be issued on your Account on the billing statement for the period during which you accumulated the required number of Points for a Reward, or in some instances up to 2 billing cycles thereafter.
Upgraded accounts that are current, open, in good standing and do not become delinquent receive additional benefits when you use your card, such as: For example, if at the end of a calendar quarter you have earned Points, we will add an additional bonus Points to your Reward Account. Available on merchandise purchased at Banana Republic stores and bananarepublic.
With a Banana Republic credit card, you can save money, earn rewards, get insider news and more. Click on this link for all the information about Banana Republic credit cards that you need to start earning rewards and saving money. For security, when you choose "Continue," we will send you a one-time, numeric passcode by phone or text. Enter the code on the next screen. Standard text messaging and phone rates may apply. May 25, · The Banana Republic credit card does seem to be a good card if you shop regularly at Gap, Banana Republic, Old Navy, Athleta, and Piperlime. The points you get for shopping at these places is a really good deal/5().